Effective Date: April 24th, 2026
Welcome to this website (“Site”), operated by Van Tran (NMLS ID #394594). By accessing or using this Site, you agree to be bound by the following Terms of Use. If you do not agree, please do not use this Site.
1. Informational and Marketing Purposes Only
The content provided on this Site is for informational and marketing purposes only and does not constitute an offer to lend, a commitment to lend, or financial, legal, or tax advice. All loan programs, terms, and conditions are subject to change without notice and are subject to credit approval, underwriting guidelines, and applicable laws. Not all applicants will qualify.
2. No Professional Advice
Nothing on this Site should be interpreted as financial, legal, or tax advice. You should consult with your own financial advisor, attorney, or tax professional regarding your specific situation.
3. Use of Site
You agree to use this Site for lawful purposes only. You may not:
- Use the Site in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any portion of the Site
- Interfere with the proper functioning of the Site
4. Intellectual Property
All content on this Site, including text, graphics, logos, and design, is the property of Van Tran or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.
5. Third-Party Links
This Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse or control the content of any third-party websites and are not responsible for their accuracy, policies, or practices.
6. Limitation of Liability
To the fullest extent permitted by law, Van Tran shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, this Site or any information provided on the Site.
7. No Warranties
This Site is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, secure, or continuously available.
8. Privacy
Your use of this Site is also subject to our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, and protect your information.
9. Changes to Terms
We reserve the right to modify these Terms of Use at any time without prior notice. Your continued use of the Site constitutes acceptance of any updated terms.
10. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the State of California, without regard to conflict of law principles.
11. Contact Information
If you have any questions about these Terms of Use, you may contact:
Van Tran
NMLS ID #394594
3219 Overland Ave., #8180, Los Angeles, CA 90034
vanhtran094@gmail.com
937-409-5419